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Alternative Private Health Plans in Illinois

Lower-cost options outside the traditional health plan, explained in plain English so you know what is and is not covered.

Get Covered Insurance Exchange helps people in Illinois compare affordable alternatives to traditional health insurance, with a clear explanation of what each plan does and does not cover. The agency is based in Rolling Meadows. Call (814) 883-0073 for a free review.

If traditional health insurance feels out of reach, there may be other options worth comparing. Alternative plans can cost less, but they work differently: some have health questions, limits or exclusions that traditional plans do not.

That is why we walk through every option side by side, including how it handles doctor visits, prescriptions, hospital stays and pre-existing conditions, so you can choose with your eyes open. If a traditional plan is the better fit for you, we will tell you that too.

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Straight answers

What is an alternative health plan?

It is a health coverage option outside the traditional major medical plan. These plans can cost less, but they may have health questions, benefit limits or exclusions, so it is important to understand them before you enroll.

Will an alternative plan cover my pre-existing condition?

It depends on the plan. Some alternative plans limit or exclude pre-existing conditions. We explain exactly how each option handles them before you decide.

Is an alternative plan right for me?

It can be a good fit for some healthy individuals and families on a budget, and a poor fit for others. A free review with our agent will show you which options make sense for your situation.

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